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Legal Notice

The materials and information in this site are provided "as is" and without warranties of any kind either expressed or implied. Alan Zeitlin, Insurance Concepts West and its related affiliated and subsidiary companies, disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or any other information provided. All information contained on any page is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters, and accordingly assume no liability whatsoever in connection with its use. Consult your own legal or tax advisor with respect to your personal situation.

In no event shall Alan Zeitlin, Insurance Concepts West and its related, affiliated and subsidiary companies, be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the information herein.

Insurance Rate Information

The information used in all insurance rate quotes have been taken from the rate cards and rate manuals which life companies routinely publish and distribute to life agents and brokers. To the best of Alan Zeitlin's ability, he has done everything he can to ensure that the insurance rate information contained in any insurance rate quotes is up to date and accurate. However, he cannot guarantee accuracy. All quotes are for illustration purposes; actual premiums and coverage will be based on age, health history, certain underwriting criteria, location, sex and tobacco usage. Not all policies or companies are availble in all states. Federal copyright law prohibits commercial use by other agents, brokers and parties marketing insurance products or information.

In the event that there is a discrepancy between the information contained in the insurance rate quotes, and any insurance company-authorized illustration and / or policy, the policy shall govern.

Hyperlinks

Alan Zeitlin cannot guarantee that the hyperlinks contained in this site willl be accurate at the time of your access. Moreover, the sites pointed at by hyperlinks are developed and possibly maintained by person(s) over whom Alan Zeitlin has no control. He cannot and does not monitor the sites linked to our pages on the internet. Accordingly, Alan Zeitlin assumes no responsiblilty for the content of any site referenced to by any hyperlink pages or otherwise. Alan Zeitlin believes that making hyperlinks to publicly accessible web pages and newsgroups is legally permissible and consistant with the common, customary expectations of those who make use of the internet

Intended Audience

This site is published for some but not all of the residents of the United States of America. Alan Zeitlin is licensed to do business in California and Nevada.

Product Restrictions

  • Product subject to underwriting requirements.
  • Suicide limitations apply.
  • Product not available in all States.

Licenses

  • California residents: Alan Zeitlin license number 0496994
  • Nevada residents: Alan Zeitlin license number 41566

Alan Zeitlin
PO Box 5209
West Hills, CA 91308

Phone 818-341-3500
Fax 818-883-1957


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